Blue Cross Blue Shield of Illinois does allow for employers to set up a list bill account, but only for the purpose of a billing convenience to the employees that collectively work for the same employer. Under this arrangement there can be no employer contribution of any premium, either directly or indirectly, including reimbursement or wage adjustments. If premium is submitted to BCBS by an employer with a list bill account, each individual must pay 100% of their premium. Furthermore, Individuals applications must be submitted to BCBS for each employee and BCBS has the right to deny coverage to any employee with a pre-eisting medical condition. By asking you to sign a statement to BCBS that states otherwise, he is essentially asking you to falsify a document that violates Indiana State Regulations. Employer paid health insurance is done through a Small Business policy, not multiple individual health plans. Your employer sounds like he is just trying to help soften the blow of cancelling your group coverage, which he probably did because it got too epensive. If he wants to reimburse for health insurance, he should make this compensation through a salary increase and each employee should then be responsible for making their own premium payment directly to BCBS. - June 10, 2009 @ 7:59 pm
Answered: May 01, 2010