You may be added to your husband's Blue Cross Blue Shield group policy if his company has a group plan through BCBS. But you don't normally buy from or through his employer. If your husband wants to include you in Blue Cross Blue Shield health insurance group policy, the company usually cannot deny this application. If by any circumstance you lost your own health insurance coverage, usually, they will have to add you in your husband's health insurance. But you may have to be quick to notify them in such cases. There may be a lapse in coverage of over 63 days for pre-eisting conditions which is usually 18 months. You may want to check with Blue Cross Blue Shield as to within how many days can you make a request. In some policies it usually runs from 30 to 31 days only, otherwise, you may have to wait for the open enrollment which is usually held annually. Contact Blue Cross Blue Shield within that period and check if you are eligible for the special enrollment period. If you do, send your request in writing and make necessary follow-ups every now and then. Another thing that may also prevent you from being added to your husband's Blue Cross Blue Shield health insurance is if you do not have proof of involuntary loss of coverage. Answer by Dennis Kinder - June 3, 2009 @ 6:06 pm