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Asked: May 02, 2010

Can I joing a Group health plan even if it is only me?

I hope that you can help me. I am looking for an insurance company that I can actually join as part of a group plan even though I am an individual. I have a hospital/surgical blue cross, but I do need surgery and the pre-e clause is not letting me get it, so I need to be on a group and can show them continous coverage. Any information that you can give me would be greatly appreciated. Thanks in advance.

Categories: In Pennsylvania
Plan Types: In Other

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Answers

Some states require insurance companies to provide Small Business to self-employed groups of 1, but these are not typically guaranteed issue like most small group health plans with 2 or more members. With a pending surgery, you will definitely need to find guaranteed issue' coverage. And, even if you do find guaranteed issue coverage, there could be a pre-eisting condition waiting period, even on a group plan, for any medical condition that was ecluded from your previous coverage. What state do you live in? The health insurance laws vary from state to state.'

Answered: May 02, 2010


No you can not do this to get a surgery covered. Why can't you use the insurance you have now?

Source: http://www.goquoteme.com

Answered: Aug 02, 2010

 

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