You can choose from several Humana health insurance plans. Each health plan has its own deductible amounts, monthly premium cost, restrictions, and provisions for drug prescriptions. Before buying one, however, you need to consider the type of plan you want, which depends on your healthcare needs, the fleibility of the plan, etent of coverage, and availability in your area. For Humana health insurance plans, all you need to do is bring the insurance card with you every time you get your medical treatment. Depending on your plan, you might have to pay certain co-pay amounts, but the rest of the epenses are usually paid by Humana. Consider also the fleibility of your Humana health plan. You can customize your plan depending on your healthcare needs or preferences, including that of doctors and hospitals, without incurring any penalties later on. Humana also has its own network of doctors and hospitals. If you have moved to another state, but still within the coverage zone of Humana, then you can use the benefits of your Humana health plan in the area that is still part of the same region where you applied for your Humana health plan. In the case of Humana, however, they usually have few or no coverage in New York, California, and New Meico. In general, insurance companies don’t offer the same plans in every state. The same condition applies to Humana. Some states offers two Humana health plans, while others offer three. Before buying a health plan from Humana, it might be best if you check the Humana health plans that are available in your area. Answer by MikeB -- June 16, 2009 @ 3:27 pm