Like any other health insurance companies, Aetna may have a policy or policies that cover physical eaminations in sports. But Aetna's health insurance policies that cover physicals for sports may have limited coverage. It may only pay for the usual doctor's consultations. But most physical eaminations require laboratory tests such as -ray and specimen samples tests. Some other health insurance companies only give a certain amount of coverage. Moreover, if your physical eamination epenses go beyond the required amount, you may have to shell out some money. However, there may be some Aetna health insurance plans that don't include annual physical eamination. But these plans may have negotiated rate with some doctors that may help you manage the cost of physicals. Physical eaminations' going rate usually range from $100 to $500. To save on costs and to avoid unnecessary laboratory eams, make a list of what Aetna insurance may cover and what specific results the sports you are engaging in requires. Check the copy of your Aetna policy and if you want to be sure you understand all of its contents, consult your insurance agent. Answer by InsAgentCA - June 3, 2009 @ 6:14 pm