It's scary to not have health insurance especially if you're a single parent and are supporting your children. Without cheap health insurance for yourself, you'll end up paying a lot of money for checkups and other medical services that you receive. The money you spend on these services could have gone to your children's college fund or their own health insurance plans instead. Believe it or not, you do have options for health insurance; you just have to search thoroughly to find one. You should not be looking for low deductibles in cheap health insurance for single parents. If the policy that you get has a low deductible, this will mean that your other rates like the policy's premium will be significantly high. A plan with a higher deductible is the health insurance to get because the premium rates will be lower. You should also avoid insurance plans with low co-pays. Even if you only pay a small co-pay amount during doctor's office visits, your other rates will be higher because the insurance company will have to offset the premium loss. Higher co-pay might be better. When you're looking for cheap health insurance for single parents, you should check several insurance companies and consult with a local insurance broker. The agent might be able to find you an Individuals plan that you can afford and provides sufficient coverage. You should also try to compare the different policies offered by insurance companies because you might find a plan that is affordable and has the level of coverage that you want. - July 3, 2009 @ 2:42 pm