Before asking for a free health insurance quote, you have to determine first what coverage you, your family, or your group need. To get an accurate free health insurance quote, you must provide the health insurance company basic and personal information. Age, gender, and health condition are some of the important details you need to supply to determine the type of plans that an insurance company can offer to a prospective policyholder. When you have provided these details to the insurance agent, you can ask how much the monthly premium is and how long you will pay for the plan you chose. Find out if there are payment options you can choose from for the length of time you will pay for the health insurance plan you decided to get. Does the free health insurance quote allow you to choose doctors and other health care providers? Or does the insurance company have a list of their own network health care providers? You can ask these questions if you are getting Individuals quotes and group health plan quotes. Keep in mind that the benefits in some Small Business plans are the same for all covered employees in one company. Only individual health plans are customized or pre-designed to fit the profiles of policyholders. To give an final and accurate quote, some companies may ask you to undergo medical screening. The company needs to know your family medical history or if you have been hospitalized in the past. They will need these details to determine if you will be accepted or denied a health insurance plan or if they need to charge you a higher premium rate. Answer by Angela Katz -- June 19.2009 @ 3:05 pm