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Asked: Apr 27, 2010

Getting Individuals insurance where I won't have to pay for a middle man

Where to get Individuals that is safe and I won't have to pay for a middle man?

Categories: In California

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Answers

You can get quotes for Individuals in several ways and most health insurance carriers have websites where they offer quotes for their own plans. Also, there are consumer websites where you can compare quotes from various health insurance companies. The most advisable and convenient way is to consult a local independent health insurance agent who can eplain the details of each plan. Keep in mind that health insurance is regulated by law so nobody can sell you something cheaper or more epensive. You can also go to your state’s insurance department to get a list of health insurance companies. If you are a college graduate then you can access the website for alumni health insurance resources. Some universities offer group health plan rates. Before you provide personal information to websites or insurance companies, make sure that you have a pretty good idea of the coverage and type of plan you want to get. Information is available from your insurance department and tons of websites. Get familiar first with terms such as HDHP, PPO, HMO plans, and payables such as premium, co-pays, and benefits. This way, you can easily answer questions and you know what you are saying when an insurance agent will ask what are you looking for. - February 12 @ 2:18 pm

Answered: Apr 28, 2010

 

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