Group health care insurance plans are offered mostly in companies with more than 20 employees. One of the groups you that offer group health plans is the American Association of Retired Persons. AARP have contractors where members can get health insurance plans. Although, what can be purchased through AARP are mostly individual supplemental plans. You can check with them if they have group health plans. Because what you can get through AARP are supplements only, you should have a separate or individual health care policy to qualify for their supplemental plans. You must also be 50 years old or younger, not necessarily unemployed or retired, to gain access to the benefits they offer. Group health care insurance plans tend to be cheaper for the employees because the employer pays a certain percentage of the monthly premium. In addition, it is also cheaper because several individuals are sharing the total cost of the insurance plan. For instance, if your family consists of four people, your premium for a traditional family health insurance plan can cost about $700. But if you belong to a group or company, you may pay only around $300 to $400 a month assuming  you are part of a Small Business plan. However, there are Individuals plans that also cost lower than those of group health plans. For group plans, the smaller the group, the higher the premium. The bigger the group, the better the benefits, and the lower the costs. For eample, in a company of 20 employees, they can pay as much as twice of the regular premium for individual medical plans than in a company with 40 employees. You can also ask a health insurance agent for advice on getting a health insurance plan that is within your budget. You have to know that not all companies or employers offer a group health care insurance plan, though. Answer by MikeB-- June 19.2009 @ 3:13 pm