Accepting your COBRA option and supplementing that with coverage on your partner’s plan would be your safest bet, albeit not your least epensive. International health insurance plans will automatically eclude coverage on pre-eisting medical conditions, or may deny you completely, depending on what these conditions are. This type of health insurance is not bound by U.S. HIPAA regulations and your prior coverage will not be a factor in reducing and imposed waiting periods on certain pre-eisting conditions.  Does your current health insurance, which you would accept as COBRA, provide you with coverage anywhere within the U.S.? Your other option is to get an individual plan in NY, which might be less epensive than your COBRA. And, individual plans do not have an epiration date, like COBRA does. I assume you will be maintaining a U.S. address. You may not be able to maintain your domestic health insurance without one - Friday, October 16, 2009 @ 11:34 am