Today, mini medical plans are becoming more popular. Mini medical plans provide people, who are receiving low salaries and those who are underemployed, with healthcare that has lesser coverage as compared to major health plans. Because it gives lesser benefits than major health plans, these plans cost lower. In today’s tight economy, employers are cutting down on healthcare coverage epenses. With mini medical plans, employees can still have continuing healthcare at affordable rates. Mini medical plans are usually provided by employers of large companies to their part-time employees. If you work part-time in a large company, then your employer might offer you one. You can also choose not to buy one. But if you do want a mini medical plan, the company automatically deducts the monthly premium payments from your salary. Mini medical plans are also offered by universities to the students who have just graduated and are not yet working. Students who are in-between health plan coverage can also buy these plans to cover for their healthcare needs in the meantime. Students who are eligible to buy mini medical plans must have rendered a certain number of credit hours. You can also buy a mini medical plan through a health insurance broker. Brokers liaise between large health insurance companies and small companies that offer single-payer plans. The broker can help you find a plan which you can buy to pay for your healthcare epenses. Another way of buying a mini medical plan is through your previous insurer. If you really feel that a mini medical plan is more suitable for you than buying a full plan, then you can switch plans, if you are currently on a full health plan. You can ask your insurer if they have mini medical plans that may be affordable to you. The Internet is a rich source of mini medical plans that are available in the market today. Look through the websites of insurance companies that offer mini medical plans. Make sure that you understand the etent of coverage, and if their rates are reasonable enough for you. - June 16, 2009 @ 2:30 pm