Getting a student health insurance quote is sometimes difficult. For a college student, you must consider the rates or cost of the plans. You also need to specify the details of your healthcare coverage, and the type of plan you want. Will you be enrolling in an HMO, PPO, or POS plan? If you are relatively healthy, you don’t need to see the doctor on a regular basis. In this case, Check if your plan automatically covers visits to the ER You might also have a pre-eisting condition or is considered high-risk by health insurance companies. If this is the case, check the premium that you need to pay in your student health insurance quote. Colleges and universities have on-campus clinics. You may need to check if your student health insurance covers your check-ups in these on-campus clinics. Do not forget to check if the student health insurance also covers your healthcare needs during summer or the months when you are not enrolled. As a student, you must know the eact health coverage you get from the cost or premium that you or your parents’ pay every month. If you have a part-time job, you can check if it would be more reasonable tojust join the company’s Small Business plan than paying for a student health insurance plan. -- June 11, 2009 @ 9:38 pm