If you are considering a short term medical insurance plan, chances are you are just entering into adulthood and you are planning to build up your savings and investments. At this stage in your life, it does not generally matter what type of health insurance plan you buy, as long as you have one is what matters. It is ideal to buy a short term medical insurance if you are between 18 and 65 years old. This type of plan is ideal for college students who want to save money and who want to be prepared in case of medical emergencies or illnesses. It is also recommended for new employees who also want to save but are not yet ready to make significant investments. The premium for short-term medical insurance is usually small. It can be as low as $80 per month and anyone who are not yet making that much money can afford it. A short term medical insurance plan usually covers a range of medical services. It includes hospital admissions, revisit for checkups, emergency medical care, and medical tests. It does not however, cover the cost of doctors' visits for routine checkups. Keep in mind that a short term medical insurance will give you a protective coverage for your health and buying one is a good start to becoming self-sufficient and protected. -- June 26, 2009 @ 3:16 pm