According to our search on Medicare.gov, there are 57 Medicare Part D Prescription drug plans, 27 Medicare Advantage health plans and 12 Medicare Special Needs plans. This does not even include the infinite number of Medicare Supplement (Medigap) health plans available. Medicare Advantage plans replace your current Medicare, and many provide coverage toward prescription drugs. Coverage on Medicare Advantage HMO plans is usually comprehensive with low monthly premiums and co-payments. However, under a Medicare HMO plan, you will need to select a primary care physician that is part of the insurance company network. There are many companies offering Advantage plans in Brevard County, including United HealthCare, Humana, WellCare, Health Net, HealthSpring, Unicare, and many others. A Medicare Supplement (Medigap) plan is a policy you purchase to complement your Medicare Part A and Part B coverage. These types of policies allow you more freedom in choosing your physicians, but the monthly premiums can be high, especially if you want coverage as comprehensive as that offered under a Medicare Advantage HMO plan. We do not actually sell Medicare plans through our agency. We are more of a directory and consumer assistance resource. We provide you with help in finding what you are looking for and point you in the right direction. We do not charge a fee for our services. If you can be more descriptive with your request, we can provide you with a list of resources to gather this information. If you can reply to a couple of questions, we can better assist you. Do you know specifically what type of Medicare health plan you are looking for? Advantage HMO, Supplemental, Part D Prescription Drug, etc. Are you new to the Medicare system? Or are you looking to change plans? If you are switching plans, what type of plan do you currently have? And what are you specifically looking for in a new plan?
Answered: May 02, 2010