You have the option to get an AARP Medicare supplement plan if you think it's necessary. Other epenses for medical services received are not entirely covered by your Medicare health insurance, so it might be a good idea to get a supplemental health plan. Aside from AARP (American Association of Retired Persons), there are private health insurance companies that offer Medicare supplements. You just have to check the supplemental plans they offer to see what will fit your needs best. Supplemental plans like the AARP Medicare supplement are commonly referred to as a Medigap program. Supplementals usually cover the difference in the total amount charged and the epenses reimbursed by Medicare. Since you already have Medicare and are enrolled in both Medicare Part A and Part B, you can take advantage of this kind of health insurance policy. If you are within si months of age 65, then you can get a Medigap policy. Medicare supplements like all AARP Medicare supplement plans are standardized by the U.S. Health and Human Services Department (HHS) through its Centers for Medicare and Medicaid Services department. Medicare recipients are able to choose from 12 different plan options listed as plans A through L. Rules regarding Medicare supplements vary from state to state, so you should ask your local health insurance agent what AARP Medicare supplement plan will suit your medical requirements and budget. Some of the supplemental plans in several states include additional prescription drug coverage. - July 3, 2009 @ 1:21 pm