In California, Blue Cross is a under the trade name Anthem Blue Cross. They are not directly associated with Blue Cross in Arizona, which is actually Blue Cross Blue Shield of Arizona. In California, Blue Cross and Blue Shield operate independently, as in Arizona they do not. In addition, both of these companies are controlled by different state Regulations. There are some Blue Cross divisions that reciprocate on the portability of individual health plans from one state to another. The best thing to do is contact Blue Cross Blue Shield of Arizona and inquiry about their policies in regards to this situations. Also, just because Anthem Blue Cross in California denied you a policy change does not mean that BCBS of Arizona will deny you coverage. They have different underwriting and acceptance guidelines and Arizona law allows insurance companies to place an eclusion rider on policies for pre-eisting medical conditions. You can contact their sales department at 602-864-4899. — June 29, 2009 @ 10:11 am
Answered: May 01, 2010