There are several choices of Illinois Medicare Supplemental Plans for seniors. These supplemental plans try to cover what regular Medicare won’t. Some private insurance companies offer Illinois Medicare Supplemental Plans or Medigap, and the Illinois Department of Insurance regulates the prices of these policies. You can call the state department to confirm this. Now regarding senior eligibility of these plans, as you may know, there are 12 standardized Illinois Medicare Supplemental Plans. Of these plans, only Plans A-L, and high-deductible Plans F, J, K, and L are available to Illinois seniors. You might want to check with the state insurance department the eact names of the plans available in your state. These plans offer the same benefits as with the other plans. However, they have lower monthly premiums and higher deductibles. Seniors in Illinois, those who are eligible for Medicare, might qualify for the open enrollment period. With the open enrollment period, most insurance companies are required by law to sell you an Illinois Medicare supplemental plan within the first si months after you have enrolled in Medicare Part B. Don’t hesitate to ask how long you’ll be covered if you have a pre-eisting condition. I It may take up to si months before you can enjoy the benefits. A senior can also take advantage of the free look policy. This free look policy may allow you to try the policy within 30 days and cancel it. You can ask first if you can refund the premium you paid. - July 10, 2009 @4:21 pm