The type of insurance you are describing is travel insurance, not international health insurance. International health insurance is for foreign residents residing long-term in a foreign country. Since you will only be traveling for 3 months, that length of time would fall under the coverage offered through a travel health insurance plan. This type of health insurance covers emergency medical treatment, hospitalization, emergency dental and other things. We have a section of our website dedicated to providing you with lots of information about travel insurance. You can even get online quote comparisons from a couple of different insurance companies and purchase the coverage immediately online. You can view this section of our website by clicking on this direct link: Travel Health Insurance.