If you are looking for a cheap health insurance, staying with your father’s health insurance through COBRA may not be a reasonable option for you since this is probably one of the most epensive options, unless you have a pre-eisting health condition, which a new health insurance plan might not cover.   Having a pre-eisting health condition would be a problem for you in looking for a cheap health insurance policy, one way or another. On the other hand, if you are healthy, there are plenty of available cheap health insurance depending on the coverage you want.  You may even find some very good policies with a monthly premium of $120 to $200 that have high deductibles, but still provides significant basic coverage.  Nevertheless these vary from state to state. A plan that includes coverage for major illnesses, but does not pay for doctor visits or prescriptions, and has a high deductible is probably the best way to get cheap health insurance.  You will likely save on your healthcare costs unless you need epensive types of prescriptions or you need ongoing doctors visits. In shopping for a cheap health insurance, you may also consider the offered student insurance in your school.  Just remember to check the school insurance policy first before buying one.  You could also contact an independent local insurance agent in your area to assist you in deciding for a cheap health insurance that is just right for your needs. - June 19, 2009 @ 3:47 pm