Health plans cover your preventive care and physical check-ups. If you cannot afford one, you may opt to sign up for temporary insurance. But these plans have lesser coverage than the long-term health plans. Since you are generally healthy, you might opt to pay for your annual physical eam. This is cheaper than getting an epensive health insurance plan to protect you from major illnesses. Even if you have a low salary, there are still short- and long-term health plans available for you. The best way is to contact a local insurance agent to get quotes, and eplain the details of each plan. It is also cheaper if you get medical insurance through the company you work for. — May 23, 2009 @ 12:12 am