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Question

Asked: Apr 23, 2010

List of insurance company covering Alternative Medicine?

I am searching for an insurance company that will cover routine visits at the Naturopath and Holistic Medicine clinic in my city. Can you please send me a list?

Categories: In California

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Answers

We do not maintain a database of all insurance companies that are associated with a specific physician, hospital or alternative medical clinic. In fact, we are not aware that such information is available. You might try doing your search for a health insurance company in reverse. Start by asking this specialty clinic which insurance companies will accept their claims for payment. Perhaps they even know which health insurance companies offer the best benefits for the type of treatment you are receiving at this clinic. Trying to look at many different insurance companies to determine if they work with this clinic and if they provide benefits for Naturopathic and Holistic medicine would be a task that could literally take you weeks and you may still not receive a definite answer. When shopping for health insurance, your will initially receive a plan summary of the benefits that are of the greatest concern to the majority of people seeking health insurance. So, the benefit summaries may not include the benefits associated with this type of treatment. You would be more likely to find this type of medicine practice listed in the eclusions and benefits section of a health insurance brochure, since many insurance companies are hesitant about providing coverage for treatments and practices that are deemed alternative' or 'eperimental.' In contacting your alternative medical clinic, ask if you can speak to their claims department. They should be able to give you a better understanding and eplanation of the types of health insurance benefits you can epect, and the insurance companies that are likely to be more accepting of this treatment type.'

Answered: Apr 24, 2010

 

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