Your best bet is to consult with a local health insurance broker who works with all the major Indiana health insurance companies. This agent should be able to find you several health plans that you can choose from which will fit your situation and budget. There's no etra charge if you use an insurance agent. You should epect that some of these Indiana health insurance plans that will be presented to you might not include your child in the policy. There are some individual health plans that will not accept newborns until they're two months old. You should also prepare for plans with possibly higher premiums for children under two years old. You should tell your agent to look at Indiana health insurance companies that deal with small businesses or with self-employed individuals. The health plans they have may be more advantageous to take considering you and your wife are both self-employed. You can also ask your agent about your options under HIPAA. This is an act that intends to help people preserve their insurance coverage under certain circumstances. - June 17, 2009 @ 8:33 am