You might find it a bit difficult to get a health plan from a Massachusetts health insurance company that will cover your wife's pregnancy. There are some insurance companies that consider pregnancy as a pre-eisting condition and thus may not cover maternity-related epenses. However, if your employer is offering Small Business, then your wife's pregnancy might be part of the policy. There are several group health plans where pre-eisting conditions do not apply. This means pregnancy-related epenses might be covered. Another option is to get individual plans from a Massachusetts health insurance company. Instead of getting a family plan, you can get separate Individuals plans. Individual plans, however, might not cover your wife's pregnancy. She might need to get a maternity health care plan on her own. You can also try buying her a Medicaid plan instead of a plan from a Massachusetts health insurance company. There's a chance, however, that her application might be denied because of income and other related factors. - June 17, 2009 @ 8:38 am