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Asked: Apr 23, 2010

Medical Coverage available For Those Over 65?

I am over age 65 and cannot obtain medicare or social security. Are there any insurance companies which furnish major medical coverage (including hospital coverage) to people in ecellent health who are over the age of 65?

Categories: In Virginia
Plan Types: In Medicare Supplement (Medigap)

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Voted Best Answer

You do not mention why you are not eligible for Medicare or social security, and this could have an influence on our guidance. You have the option to buy into Medicare Part A coverage if you are over age 65, are enrolled in Medicare Part B and are a resident of the U.S. If you are not a citizen, you must have resided continuously within the U.S. for five years prior to applying. You can contact Medicare for additional information by calling 1-800-Medicare. If you are a U.S. citizen, you should be immediately qualified to buy into Medicare Part A. Once you have Medicare Part A and Part B, you can purchase supplemental plans, or enroll in a Medicare Advantage program through a health insurance carrier that offers this product type in your state. If you have recently moved to the U.S., you can purchase an international health insurance policy that is available to epatriates. These policies will usually insure a person up to the age of 74, but they may have limitations and maimum benefit amounts. However, they will provide you with major medical coverage.

Answered: Apr 30, 2010

Answers

You do not mention why you are not eligible for Medicare or social security, and this could have an influence on our guidance. You have the option to buy into Medicare Part A coverage if you are over age 65, are enrolled in Medicare Part B and are a resident of the U.S. If you are not a citizen, you must have resided continuously within the U.S. for five years prior to applying. You can contact Medicare for additional information by calling 1-800-Medicare. If you are a U.S. citizen, you should be immediately qualified to buy into Medicare Part A. Once you have Medicare Part A and Part B, you can purchase supplemental plans, or enroll in a Medicare Advantage program through a health insurance carrier that offers this product type in your state. If you have recently moved to the U.S., you can purchase an international health insurance policy that is available to epatriates. These policies will usually insure a person up to the age of 74, but they may have limitations and maimum benefit amounts. However, they will provide you with major medical coverage.

Answered: Apr 30, 2010


I would greatly appreciate if some can give more information on how can I find health inssurance coverage for my parents who immigrated to US 1 month ago. The are both over 65 and the only plan I have assessed so far, would cost me over 900 dollars/month. I am so desperate to find coverage but at the same time, this amount is rediculous. ANy help? Thnx

Answered: Jan 03, 2011

 

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