The government has just recently issued a decree regarding COBRA insurance named “The American Recovery and Reinvestment Act of 2009 (ARRA)” stating that eligible COBRA policy holders are only to pay 35% of their premiums while the government pays for the remaining 65% for up to 9 months.  This is issued as a response to the mass termination of employment that happened recently. You may discuss your situation with COBRA and apply for this benefit. However, if for some reason you couldn't afford to continue your health insurance with COBRA the government also provides state health insurance that you and your family could go for health coverage.  Most of these health insurance agencies even include free immunizations and pediatric care.  Just go to your local public assistance office and apply for your and your daughter's state health insurance benefits. These government-funded public welfare agencies will most likely not decline your application.  Having been approved for a state health insurance, your daughter should be receiving free benefits until she turns one year old. By that time, you can apply her for a CHIP (Children's Health Insurance Program) benefits.  Most states have CHIP agency implemented.  The government is mandating that every state should put into service this state health insurance to provide a government subsidized health coverage to “uninsured children in families whose incomes are too high to qualify for Medicaid but too low to afford private insurance.” (Presidential Memorandum - State Children's Health Insurance Program). Another state health insurance that you may run to is the WIC program.  The Women, Infant and Children (WIC) program if available in your state may also provide immunization shots at a very cheap or even free price depending on the state you are in.  This is aside from the free food they give to legible candidates. You and your husband may also apply for Medicaid insurance for your personal health insurance coverage while still looking for a job. The policies for these state health insurance programs depend on the state where you're in.  Generally, these follow the Medicaid requirements.  However, the government guarantees health insurance coverage for the children. - June 3, 2009 @ 3:21 pm