Small Small Business rates are indeed subject to increase. To see them triple in 13 years is not uncommon. You have a few options available, depending on the current status of the “group.” When you enrolled in a group health plan, you must prove eligibility for purchasing a business health insurance plan, usually by providing business licensing information and payroll records. If this small business is still in operations, which I assume it is, then you can shop for a new group health plan with a different insurance carrier. You may also review the other plans available through your current insurance company to see if they offer alternatives that are more affordable. In California, small Small Business approval for coverage is guaranteed, regardless of health status. However, you must still be able to verify that you are a qualified small business with at least two employees or owners of the company. — June 6, 2009 @ 10:56 am