You and your wife may need a comprehensive albeit epensive health insurance as you need medical attention because of your preeisting condition. It may be one of the reasons which make it difficult for you to find an affordable health care. If you have a pre-eisting condition, insurance companies may find you as high-risk. However, there may be ways you can find to get yourself and your wife insurance protection at a reasonable cost. You may want to try some state-funded health care programs that may aid you in your medical costs. You can check if your state is included in the states that have high-risk insurance pools.  Your state government may also have health care programs that you can benefit from. There are pharmaceutical companies that sometimes offer prescriptions drugs at a lower cost. It would greatly help if you make the most out of your state’s health care programs especially if you cannot find an affordable health care for you and your wife. You may want to choose your priorities in saving up for your health care. If you prefer to have higher co-pay or your epenses for doctor’s visits, you will then have lower health care insurance premium. But if you need to see a doctor regularly, you may decide on paying for a higher premium so you can maimize the benefits of your health care insurance. Another option is a Health Savings Account (HSA). However, you may only open an HSA account if you have high deductible insurance plan. You can withdraw from your HSA when you need it to pay for medical care costs. You can try getting quotes online. You just have to provide them with the necessary information. It might be better to tell upfront about your preeisting condition so you can get an accurate affordable health care  quote. -- June 11, 2009 @ 9:23 pm