There may be several reasons why you have a payroll deduction for your health insurance, while other employees do not. Your employer should be able to eplain this to you. The insurance premium that your employer is paying to the insurance company may not be the same for every employee. Small Business premiums are often based on the age of each employee. The amount that your employer pays for a person that is age 45 will, in most cases, be greater than what they have to pay for an employee that is age 30. It is possible that your employer has set up equal contribution for each employee. For eample, let’s say that amount your employer has to pay for your health insurance premium is $200 per month, but he is only paying $120 for a younger employee. Now, let’s say that your employer has agreed to contribute an equal maimum amount of $150 to each employee’s health insurance premium. This may be acceptable if this amount meets minimum employer contribution guidelines as outlined by your state’s insurance regulations. Since your insurance is $200 per month, that will leave you a balance of $50, that will be deducted from your paycheck. The younger employee will pay nothing because their insurance premium is less. This is only one possible eplanation; your employer should be able to give you the eact reason.