You may request a ta-free withdrawal from your Medical Savings Account for eligible medical epenses as defined by IRS Publication 502. The bank or lending institution that administers your medical savings account should provide you with a reimbursement form, along with instructions on how to submit this form for reimbursement. The funds will come out of your medical savings account, but the withdrawal will not have a ta penalty. You should make a copy of this reimbursement form and keep it along with the receipts for medical treatment for your personal ta records. Most banks that manage medical savings accounts will not require proof of your medical epenses and will just ask for the total amount to be reimbursed (withdrawn). Check with your bank for the specifics on what they require, which should also be outlined on the reimbursement form. The IRS may require proof that the reimbursement was for ta-eempt medical epenses as defined in Publication 502, so make sure to keep all applicable documents and receipts to provide to your ta accountant in the event that they are requested. The list of includible medical and dental epenses is quite etensive, and most people overlook many of these epenses as being eligible for MSA / HSA reimbursement. Make sure you familiarize yourself with Publication 502 so you can get the most benefit out of your MSA. The bank where you set up your medical savings account should be able to provide you a copy of this publication.