When an employer contracts with an insurance company to provide Small Business to their employees they must indicate what percentage of the premium they will contribute toward the employee’s health insurance. The percentage that they contribute for the employee’s premium can be different from the percentage that they contribute toward the premium for any dependent family member’s that the employee wishes to included on their policy. For instance, the employer may offer to pay 100% of the employee’s premium and 50% of the dependent premium. Once this amount is determined, it can’t be changed until the renewal of the policy and must be applied in the same manner for all employees. Perhaps he can offer you a slightly higher salary to offset this difference. — June 15, 2009 @ 11:51 pm