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Asked: May 02, 2010

What Nevada health insurance plans have low monthly premiums?

What kind of Nevada health insurance plan should I get? I'm on a budget and I'm not sure if I can religiously pay a high monthly premium for a policy. Can you give me suggestions?

Categories: In Utah

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I can suggest a type of Nevada health insurance plan that you might be able to afford. There are several High Deductible Health Plans in Nevada which requires you to pay a relatively low premium. This type of plan has a higher yearly deductible and has lower monthly premiums. Some health insurance plans like this have premiums that start at $120 per month. Most of these high deductible plans also have an added Health Savings Account. This type of Nevada health insurance might be within your budget. If you decide to get HDHP, your HSA will be free of ta. You can then use the money that ends up in your savings account to pay for your deductibles. Usually, the money in your Health Savings Account will accumulate over time if unused. Your savings will also earn interest over time. Rates of health insurance plans are different from one insurance company to another, so it's best that you also check the premium, deductible, co-pay, and coinsurance rates for each plan. The easiest way to check which Nevada health insurance plan best fits your budget is to get quotes from different insurers. There are several health insurance quotes sites where you only need to fill out a couple of forms before receiving insurance quotes. You can also talk to a local insurance broker who can probably give you several options for a Nevada health insurance plan that will suit your medical needs and budget. There's no etra cost for consulting with an insurance agent. - July 3, 2009 @ 1:13 pm

Answered: May 02, 2010

 

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