Short-term or temporary health insurance provides health insurance coverage for a specific time frame. It can be as short as 30 days or as long as 1 year. Short-term health insurance works the same as that of long-term health insurance. It also has a card, deductibles, and limitations on services just like long-term health insurance. However, short-term health insurance does not usually cover pre-eisting conditions. These are medical conditions that you have prior to buying your health insurance policy. Short-term health insurance also does not cover preventive care or physical checkups. Short-term health insurance is an option taken by students, temporary workers, people who are in-between jobs, and others who are generally healthy. It is a cheaper way to cover sudden medical epenses incurred from accidents and illnesses but only for a specific time period. Answer by admin — May 23, 2009 @ 11:25 am