Blue Cross health insurance's group premium rates are generally based on certain information that you will provide to them and the plan you choose. Details such as the number of employees, their average age, their dependents, as well as their health history are usually some of the information they will most likely need to know about your employees. Likewise, the particulars of the plan you choose contributes to the cost of the monthly premiums your employees will pay. Things to consider regarding this include the desired type of coverage (whether it is a local or a nationwide coverage), payment plan and covered benefits.  These are some of the necessary information that Blue Cross health insurance need to provide you a specific health insurance rate. Usually, though, for a small company with 10 people like yours, assuming that their average age is 40, and everyone is in good health, and no spouses or dependents, the monthly insurance premium for each person may cost to around $500.  But then again this is just a rough estimate. You may want to hire a broker to negotiate with Blue Cross health insurance in providing group health benefits to your employees.  You may even come up with a better deal with Blue Cross this way. - June 3, 2009 @ 4:08 pm