There are Florida health insurance plans which are considered state health plans initiated by the Florida Legislature. Insurance coverage and eligibility for state health insurance are different compared to health policies offered by private insurance companies. State health insurance is intended for individuals who have been refused sufficient insurance coverage due to a specific medical condition. If you belong to the group of people with low income, you can benefit from the Medicaid program of a Florida health insurance plan. You can ask about eligibility and coverage information for a health insurance plan from your local Division of Family Services office. This agency will give you the necessary details about the plan including an application form. To get a Florida health insurance plan and qualify for the Medicaid program, you must fill out the application form and provide the necessary documents that show your financial information. This Medicaid program covers the medical epenses of your entire family including doctor visits, emergency care, dental work, eye care, and prescription drugs. If you cannot get coverage for your children through your employment, the state of Florida health insurance will offer you some programs to insure your children. The Florida Healthy Kids Corporation program, for eample, provides private sector medical care coverage to uninsured children using school districts as risk pools. Child health insurance plans usually provide a range of services including preventive care, regular check-ups, laboratory tests, immunization, hospital visits, and other related services and epenses. The state of Florida also offers Medicaid coverage to children whose ages are between 15 and 19 and who belong to families with incomes above 100% of the federal poverty level. A Florida health insurance plan is also offered to federally eligible individuals as identified under the Health Insurance Portability and Accountability Act 1996. HIPAA will provide health insurance coverage protection for you and your family when you lose your job or if you change careers. In general, Florida health insurance policies are created to provide relief to families who cannot qualify for health insurance programs with high rates and who cannot pay costly installments of private insurance. -- June 18, 2009 @ 10:14 am