There are several known providers of Minnesota health insurance. Each of these insurance providers offers a variety of health insurance policies which vary on coverage and eligibility conditions. There are several conditions for defining eligibility and coverage for Individuals in Minnesota. In general, an insurance provider can deny your application for Minnesota health insurance if you have a medical problem. The provider can require an eclusion of no more than 12 months if you had treatment for a medical problem si months prior to individual coverage. Individuals premium can be quite high depending on your medical problem. Rules governing Small Business in Minnesota indicate that you cannot be turned down for health insurance coverage if you qualify for group insurance. If you have a pre-eisting condition, a new insurance provider can impose an eclusion of that condition from insurance coverage for the 12 months of the group insurance. You can get credit for the eclusion period on your pre-eisting condition if you had continuous creditable coverage without breaks of 63 days or longer. Small business health insurance in Minnesota targets small businesses with two to fifty employees who cannot be denied of coverage. This type of insurance cannot be cancelled if someone among the employees becomes sick. The price of the insurance premium is not limited and can even be higher depending on the conditions of the group. Self-employed health insurance policies in Minnesota are offered to the self-employed, who are not eligible for group health coverage. There are several programs created by the Minnesota Comprehensive Health Association that are designed to help residents to pay for costly medical problems. Medicaid is offered to residents with low to moderate incomes. The MinnesotaCare program on the other hand, was designed to help with Minnesota health insurance coverage. -- June 19, 2009 @ 4:03 pm