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Question

Asked: Apr 23, 2010

Will Blue Cross insurance cover pregnancy if I quit my job?

Will my Blue Cross insurance still cover my pregnancy even if I quit my job? If not, will my pregnancy be considered a pre-eisting condition if I am added to my husband's health insurance?

Categories: In Texas
Plan Types: In COBRA

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Answers

If you quit your job, you will be able to stay on your current coverage if you go on COBRA. Blue Cross will still cover the pregnancy if you stay on COBRA/You won’t be able to get an individual private policy if you are pregnant and don’t accept COBRA, so it depends on what type on health insurance your husband has. If not, you may need to get a supplemental insurance. Blue Cross COBRA is one option. However, COBRA can be epensive you might need to pay as much as $600 a month per person to get COBRA’s health insurance plan. If you decide to sign up for COBRA, the amount of time you can stay on it will depend on the size of your employer and the state where you live Being added to your husband’s health insurance is another option. However, you need to check on the type of insurance your husband has. Pregnancy, prior to signing up for the plan, is often considered a pre-eisting condition by most health insurance companies. Check your husband’s health insurance to be sure. It depends on how long you have been insured under your current policy because any pre-eisting condition eclusion periods might be waived.

Answered: Apr 29, 2010

 

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